Do you know that the IRS may collect 37% to 55% of your estate? Estate taxes are very high and when coupled with income taxes, that may be due at the time of probate, could take the majority of your estate. Most, and sometimes all, of these taxes can be avoided with proper planning.

Do you have a will? Statistics reveal the majority of people do not have a will. This means government will decide how your estate is divided.

If you have minor children, do you want the court to appoint the guardian or do you want to make that decision? You should make the proper provisions now.

If you do have a will, how long has it been since it was updated? Does it reflect the current needs of your family and loved ones? Needs, family situations and tax laws change. Wills should be updated to account for these changes.

Do you have a loved one that you must provide for in the long term? Some of us have loved ones that will need care. Do you know how to provide that loving care most effectively?

When married, is joint ownership always best? Joint ownership may create greater estate tax liability than is necessary. Let's determine the best use of joint ownership and when it will be right for you and your spouse.

Do you know there are disadvantages to having government savings bonds and pension funds in your estate? Your estate may pay income taxes as well as estate taxes on these items. This double taxation can be avoided with proper planning.

Do you know about revocable living trusts, living wills, health care directives, etc.? Your knowledge and action in these areas may save a lot of tension and heartache for your family and loved ones.

Do you understand trusts and which trust may be the best for your family and loved ones? Many individuals believe trusts do not allow flexibility. Trusts may provide security, flexibility and save taxes.

Would you like to make a gift to your United Methodist Church, receive a guaranteed life income and take an income tax deduction? A charitable gift annuity will accomplish all of the above for you. In addition, it will reduce estate taxes.

Would you like to make a gift to your United Methodist Church now, take an income tax deduction now and continue to use the gift? Current tax law provides the opportunity to do this. It really is a great opportunity to support the ministry of the United Methodist Church.

To schedule a seminar for your church or for a personal consultation contact: